The She Rises AI Dispute Tool generates legally-grounded dispute letters using your actual credit report data, and regenerates them every month you're subscribed. Built on 12+ years of credit expertise, so you have a real strategy and real direction, for as long as you need it.
Yes — Start My Membership for $29/mo →To use the tool, you'll need an active SmartCredit account. SmartCredit pulls your full credit reports from all 3 bureaus so the AI has the real data it needs to write letters specific to your file. This is billed and charged separately, directly through SmartCredit.
Set up your account so the AI can access your real 3-bureau report data.
The AI analyzes your report and writes letters grounded in your legal rights.
Mail your letters, track bureau responses, follow the guidance for each outcome.
As new items appear, generate new letters — no extra charge, for the whole process.